Team Vivi's Home Buying Process
In today’s competitive market, having experienced, proven agents such as Team Vivi Real Estate is essential. We will listen to your desired parameters for a home (your “needs” and “wants”); we will give you feedback to consider, and our expertise in the Denver metro area will guide and pinpoint the home that is best for you. Most importantly, we will ensure that you are comfortable with all decisions throughout the process.
Team Vivi understands your primary home is often the largest investment you will ever make. There are many considerations that will be presented to you; how much can you comfortably afford, how much your lender will underwrite for a mortgage, what your out-of-pocket expenses will be, and what contingencies need to be included in the offer to allow you some negotiating room. In addition, are you making a good investment with strong potential for appreciation? This is especially important if you are a first time home buyer.
Finally, some buyers wonder: “Can’t anyone show me a home?” Perhaps – but does that person write contracts that both protect you and present as true professionalism to the listing agent and seller? Does that person scour active listings every morning and alert you as soon as your future home is available? Does that person have a reputation and relationships in the real estate community that improve the likelihood of your offer being accepted? Team Vivi Real Estate does! Don’t just take our word, please review our testimonial page to see real feedback from real clients!
Steps of the Home Buying Process:
Whether you are buying your first home or your last retirement home, purchasing a home is usually the biggest investment you will ever make. There are many things to consider before you make your final decision.
The first thing you want to do is prioritize what you want in a home and where you want that home to be located. This can be a changing & evolving list as you look at homes and find things you like that you didn’t originally think about. However, there will obviously be things you just can’t compromise on. Please feel free to contact us to get some ideas on what you should consider when drafting your list.
When hunting for a home, it is important to pick an agent who will listen to what you need and promote your interests. In today’s competitive market, having an experienced, full-time agent with a team scouring for new listings the moment they’re available is essential.
Figuring out how much money you will need at closing isn’t as simple as the down payment; there are taxes, insurance, mortgage escrows, and more. You need to consider all of these costs when determining your monthly payment. Now, we go look for a home. Real Estate is a business, which means that any realtor can get into any home listed with another realtor. So don’t worry about whether or not we can get in to see that house you really want to see; we can!
You’ve finally narrowed down your choice and are ready to make an offer! If you’ve selected Team Vivi as your realtor, you have an experienced partner who can guide you through the process. After all, there’s a lot to consider. You need to know how much you can comfortably afford, how much your lender will underwrite in the form of a mortgage, what your own out-of-pocket expenses will be, and what kind of contingencies need to be included in the offer to allow for room to negotiate.
Once the seller accepts your offer on that perfect home, together we will negotiate the best terms, along with schedule a home inspection, survey, and an appraisal, coordinate title insurance, discuss your financing, and insurance, and anything else that might pop up along the way! We’ve put together some good tips and tools to help you with this process — just let us know which report we can provide you.