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The Pros and Cons if HOA's

The Pros and Cons of HOA’s

A homeowners association (HOA) is an organization in a subdivision, community, or condominium that creates and enforces rules for the homes and residents.  The HOA’s typically have a board of members elected by the residents.  These board members have to own property within the HOA’s jurisdiction to be eligible to be elected.  The rules are different in every HOA and some are good to live in, and some, not so much.  Here are some pros and cons to living in a community with an HOA.


  • The Neighborhood Looks Good: HOA’s will typically always have rules to ensure that the neighborhood looks kept and nice.  This includes rules on how lawns must be maintained, parking restrictions, and exterior paint colors on buildings.  If a resident breaks the rules, this typically results in a fine until the issue is resolved. 
  • Amenities!: Many HOA’s offer amenities to their residents that are private and can only be used by residents.  Common amenities are pools, parks, security, fitness centers, etc.
  • Maintenance Costs are Communal: Keeping up the amenities and shared spaces cost money.  This is where part of the money paid in dues goes towards.  Everyone in the neighborhood shares this cost and includes lawn care in shared areas, snow removal on the streets, and upkeep of other common areas like pools and fitness centers.


  • Monthly HOA Dues: When owning property that is part of an HOA, you must pay a monthly fee.  This money is used to maintain the community and amenities and everyone that lives in the neighborhood pays the same amount.  The amounts vary drastically in each HOA, but are usually a few hundred dollars each month.
  • Asking Permission: When living in an HOA, if you decide you want to make some changes to your home, especially exterior changes, it must be approved by the HOA board.  This allows the board of members the ability to deny your change or addition to your home.
  • The “Rogue” Board Member: Since the board of members is made up of residents that live in the HOA community, sometimes you can have a “rogue” board member. This is someone who decides to flout the rules and do whatever they want.  They can create and enforce rules that benefit them and other board members but ultimately hurt the rest of the community. By Dillon Landfried - Sep 25, 2019

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