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The Buying Process

Whether you are buying your first home or your last retirement home, purchasing a home is usually the biggest investment you will ever make. There are many things to consider before you make your final decision.

The first thing you want to do is prioritize what you want in a home and where you want that home to be located. This can be a changing & evolving list as you look at homes and find things you didn’t originally think about. However, there will obviously be things you just can’t compromise on. When you buy a new home, you’re purchasing more than the plot of land and house, you’re also buying the community. Do you want to be near local nightlife, shops, and restaurants? What about parks and family oriented places? How far are you willing to commute? When you’ve found a likely home, talk to the neighbors to see what the area’s really like and visit the neighborhood at different times of the day. Always  feel free to contact us to get some ideas on what you should consider when drafting your pros and cons list as well as an in depth look into different local neighborhoods!

Homeownership requires careful budgeting. This includes planning not only for your down payment and monthly mortgage, but also taxes, repairs, routine maintenance, and other costs through the life of the home. After the move, you’ll have to pay property taxes, which can rise over time. You’ll also need insurance, possibly a homeowners association membership, and certainly utilities. Even with these costs, homeownership is often a sound financial investment. Contact us to learn more about how to financially prepare for your newest investment!

Are you willing to give a little TLC to your new home or do you want something move in ready? This could be a great money saving idea or a huge mistake. If the changes are superficial, such as repainting and even retiling, a motivated buyer can be successful. If electrical or foundation repairs are needed, that’s likely best left to the professionals. Be realistic about the amount of time you can invest into these projects and your handy-man skill level. It is important to remember too that other added costs can arise when remodeling, so be sure to financially prepare for unexpected speed bumps! Our agents have a lot of experience with remodels, so don’t hesitate to ask us any questions prior to taking on a potentially costly Reno.

You’ve finally narrowed down your choice and are ready to make an offer! If you’ve selected Team Vivi as your Realtor, you have an experienced partner who can guide you through the process. Once the seller accepts your offer on that perfect home, together we will negotiate the best terms, along with schedule a home inspection, survey (if needed), and an appraisal, coordinate title insurance, discuss your financing, and insurance, and anything else that might pop up along the way! We’ve put together some good tips and tools to help you with this process — just let us know which report we can provide you.

Steps of the Home Buying Process...


Congratulations! Move In!

In today’s competitive market, having experienced, proven agents such as Team Vivi is essential. They will listen to your desired parameters for a home (your “needs” and “wants”); they will give you feedback to consider, and their expertise in the Denver metro area will guide and pinpoint the home that is best for you. Most importantly, they will ensure that you are comfortable with all decisions throughout the process.

Keep in mind, working with a licensed Real Estate Agent is not the only professional you’ll want to find! If you’re planning significant renovations, a contractor that you trust can help keep your improvement dreams alive. Even if you want the home as is, you’ll need an inspector and appraiser to give you an assessment of the true value and hazards of the home. When you’re ready to start building those connections, reach out to us for a list of our preferred vendors.

Team Vivi understands your primary home is often the largest investment you will ever make. There are many considerations that will be presented to you; how much can you comfortably afford, how much your lender will underwrite for a mortgage, what your out-of-pocket expenses will be, and what contingencies need to be included in the offer to allow you some negotiating room. In addition, are you making a good investment with strong potential for appreciation? This is especially important if you are a first time home buyer.

Finally, some buyers wonder: “Can’t anyone show me a home?” Perhaps. But does that person write contracts that both protect you and present as true professionalism to the listing agent and seller? Does that person scour active listings every morning and alert you as soon as your future home is available? Does that person have a reputation and relationships in the real estate community that improve the likelihood of your offer being accepted? Team Vivi does! Don’t just take our word, please review our testimonial page.



By Caroline Germano - Jan 21, 2019

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